OUR
PURPOSE
Bharat has been the biggest economy in the world for a major part of human history.
Delivering growth finance to mid-to-large enterprises
Developing high yield bonds as the preferred investment class
Channelizing more investments directly into business finance.
As a finance intermediary, Prachay aims to contribute to the creation of a robust financial ecosystem by:
Our Philosophy: Shubh Laabh
Money is given with a positive mindset that these funds shall prove to be auspicious to the borrower.
Money is given wishing that it serves the clients well. The financial solutions that can either solve their financial problems or help them capitalise on lucrative business opportunities.
PCL is founded on the philosophy of “Shubh-Laabh”.
The win-win structure of its business model begins with money 'serving' the client well.
8000
Worth of Transactions
₹ in crores
15+
Years of Experience in
Finance Industry
300
Businesses Powered
100%
Success Ratio
8000
Worth of Transactions
₹ in crores
15+
Years of Experience in
Finance Industry
300
Businesses Powered
100%
Success Ratio
Prachay Advisors Pvt. Ltd.
Investment Banking Division
Prachay Capital Limited
(Formerly known as Prachay Capital Private Limited)
RBI-registered NBFC
Investment & Credit Company
Prachay Investment Managers Pvt. Ltd.
IM of SEBI registered CAT – II Alternative Investment Fund
Prachay Securities Pvt. Ltd.
SEBI registered Stock Broker (Debt)
BSE Membership No.: 6908
SEBI Registration No.: INZ000322839
Borrowers Value Propositions
Agility Timely access to funds – business opportunities and challenges are time-sensitive
Flexibility Tailored financial solutions that fit the unique needs of business
Experience Smooth, hassle-free and ‘premium borrowing experience’
Approach Balancing risks and opportunities against traditional risk only approach
Solutions Funds that solve a financial problem or seize a lucrative opportunities
Our Product Offerings
Customized Financial Solutions (CFS)/ Clinic Loans
We identify the borrower’s specific financial need or problem and provide debt funds to address it. The loan is carefully structured so that the funds help achieve a clear business goal, which generates cash flow to repay the loan. Borrowers are informed about their responsibilities and the timeline for meeting their obligations under the loan arrangement.
Growth Capital Finance
Forward looking businessmen are now looking at finance as a strategy for growth. We collaborate with such businesses and design innovative finance schemes for their customers that results in:
Increase in revenue: Convenient payment schedule to customers that increases sales.
Reduction in credit risk: Converting trade liability to financial liability that supports recoverability.
Upfront Lease Finance
Businesses looking to convert to leasing model from sales model can explore Upfront Lease Finance. We give a loan to the lessee so they can pay the an upfront lease amount to the lessor. The lessee than pays us back in installments. The problem solved by this arrangement is that lessee who is actually using the asset is responsible for repaying the loan, ensuring accountability. It also helps the lessor get their money immediately, while the lease enjoys the convenience of paying over time.
Industry Specialized Use Cases - Real Estate 17 Products
We studied the entire lifecycle of real estate businesses, identified the key stages where funding is required and created tailored financial use cases.
Know our productsLending in the form of corporate bonds
Actively lend in the form of bonds and help create an investor market.
Lead investing in the form of corporate bonds
Structuring, investing and monitoring a larger issue as lead investor
Investing into corporate bonds
From SEBI registered Cat II (Debt) AIF
Operating SEBI registered – Online Bond Platform
Listing of privately placed listed bonds on Online Bond Platforms and assisting to create our own investor base by listing on Online Bond Platform.
Investors Value Propositions
Diversification Reduce overall risk of the portfolio by diversifying from other traditional investments
High Returns Offers much higher returns compared to traditional debt options like fixed deposits or liquid mutual funds.
Fixed Returns Returns are guaranteed and unaffected by market volatility, unlike equity investments.
Regular Cashflows monthly interest payments provide consistent cashflows, making financial planning easier.
Solutions Funds that solve a financial problem or seize a lucrative opportunities
Our Investors Offerings
Prachay Bonds
Prachay Bonds: Listed, redeemable, secured, non-convertible debentures offering 13% p.a. fixed interest with monthly payouts.
Prachay ICDs
An instrument for corporates to deploy short-term surplus, earning better returns than traditional options. It ensures flexibility and optimal treasury management.
Debt AIF
Licensed Category II AIF by SEBI, managed by Prachay Investment Managers Pvt. Ltd. Prachay AIF Scheme I invests in unlisted corporate bonds, offering risk diversification & higher fixed returns to investors.