Job Description

• Understand the financial needs and requirements of clients to propose tailored solutions.
• Engage with clients regularly to understand and gather their requirements effectively.
• Conduct thorough assessments of client portfolios to evaluate risk and creditworthiness.
• Develop and structure customized financial solutions in alignment with Prachay’s offerings.
• Prepare and present comprehensive financial proposals to the internal credit committee.
• Coordinate the collection of all necessary documents and information required for credit approval.
• Ensure timely and accurate submission of required documentation for credit sanctions.
• Oversee the sanctioning process of credit lines and ensure prompt disbursement.
• Ensure compliance with all legal and financial regulations during the sanction process.
• Regularly monitor client accounts to ensure proper usage of credit lines and adherence to repayment schedules.
• Identify potential risks early and work proactively on mitigation strategies.
• Lead collection efforts for overdue payments and manage the recovery of outstanding debts.
• Maintain strong relationships with a select group of clients, providing ongoing support and financial insights.

Skills and Knowledge

• Analytical skills
• Communication & Networking
• Problem solving attitude
• Inclination to work in finance
• Attention to details.

Experience Background

• Big 4s

Salary

• As per Company standards